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NOTE: " Investors are advised to read and understand the contents of the Master Prospectus dated 30 June 2017, the Master Prospectus dated 29 December 2016 and the Supplemental Prospectus dated 10 November 2017, the Prospectus dated 12 December 2017, the Information Memorandum dated 8 April 2015, the Supplemental Information Memorandum dated 1 June 2015, the Second Supplemental Information Memorandum dated 15 December 2015, the Third Supplemental Information Memorandum dated 19 January 2018, the Information Memorandum dated 3 November 2016 and the respective Product Highlights Sheet(s), obtainable at our offices, before investing. The Prospectuses and Information Memorandums have been registered with the Securities Commission Malaysia who takes no responsibility for its contents. Investors should also consider the fees and charges involved. The price of units and investment returns, may go down as well as up. Past performances of the Funds are not an indication of the Funds' future performances. Units will only be issued on receipt of the application form accompanying the Prospectuses and Information Memorandums. There are risks involved with investing in unit trust funds and wholesale funds. Some of these risks associated with investments in unit trust funds and wholesale funds are interest rate fluctuation risk, foreign exchange or currency risk, country risk, political risk, credit risk, non-compliance risk, counterparty risk, target fund manager risk, liquidity risk and interest rate risk. For further details on the risk profile of all the funds, please refer to the Risk Factors section in the Prospectuses and Information Memorandums.

The Manager, Manulife Asset Management Services Berhad (MAMSB) is a wholly owned subsidiary of Manulife Holdings Berhad and holds a Capital Markets Services License for fund management, dealing in securities restricted to unit trusts, dealing in private retirement schemes and financial planning under the Capital Markets and Services Act 2007. MAMSB operates under the brand name of Manulife Asset Management - the asset management arm of Manulife Financial.

All charges and fees (e.g. sales charge, switching fee, transfer fee and any other relevant fee), whichever applicable, will be subject to Goods and Services Tax (GST) and/or any other taxes that may be introduced by the Government of Malaysia from time to time, at the prevailing rate. The Manager reserves the right to collect from you an amount equivalent to the taxes payable for all charges and fees, whichever applicable. The GST amount would be collected from the effective date of the GST. Your obligation to pay GST and other applicable taxes shall form part of the Terms and Conditions. "

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